Ongoing Financial Planning
Ongoing Financial Planning clients have 3-4 meetings per year where we focus on a variety of different financial topics. A typical yearly outline is shown below!
While I love to talk about the numbers, my focus is on helping you find clarity and comfort in your own financial picture. ​With my background in education, I work to simplify even the most complex financial topics!​
*Tax Preparation and Investment Management are both additional charges, but are offered to all Ongoing Financial Planning clients*
1 | Beginning of the Year Meeting (February/March/April)
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This meeting has a heavy focus on your upcoming tax return and making sure that you are prepared to file your taxes.
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We spend time updating your cash-flow (budget) projections, talking about the yearly contribution schedule for your retirement accounts, and getting an idea of what the future calendar year will hold for you!
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Every meeting starts with an agenda and afterwards, you will get a detailed review of what we discussed.
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2 | Middle of the Year Meeting (June/July/August)
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During this meeting, we will review your retirement projections, talk about what changes have taken place in your life since the last projections were run, and update your short-term and long-term goals.
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This meeting always provides an immense amount of clarity as we run the retirement projections.
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3 | End of the Year Meeting (October/November)
During this meeting, we tend to focus on year-end activities, especially those that are time-sensitive. This can include tax-loss harvesting, Roth conversions, and contributions to retirement accounts.
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We will also review beneficiary information and make any changes that are needed to your Estate Plan.
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4 | Other Topics
Not everything fits nicely and neatly into one of our scheduled meetings. Throughout the year we will also discuss:
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Student loans (including tax filing scenarios)
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Insurance (I advise on but do not sell insurance)
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Debt payoff plan/strategy
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Workplace Benefits
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Health Insurance
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Auto/Home Insurance
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Investments
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College Planning
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Estate Planning
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And anything else that your money touches!